Every loan, every repayment, in one ledger.
VPower is a loan management system. It keeps your customers, loans, repayments and reports together, so your team stops chasing spreadsheets.
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What it does
Customer and loan records
Keep each customer and their loans together. Find any record in seconds.
Loan plans
Set up the plans you offer and apply them to new loans.
Agent submissions
Agents submit loan applications from their own login. Your team reviews them.
Monthly repayment summary
See what is due and what has come in each month.
Bank reconciliation
Match bank payments against the repayments you expected.
Angkasa sync
Pull salary-deduction data from the Angkasa portal instead of retyping it.
Exports and reports
Download your data and reports when you need them elsewhere.
Audit log and roles
Every change is recorded with who made it. Each user sees only what their role allows.
Who it is for
Lenders and cooperatives that run their own loan book and want one system for it.
Management
A dashboard of the loan book.
Staff
Customers, loans, repayments and reconciliation.
Agents
Submit loans and follow their status.
Customers
View their own loans in a read-only portal.
How it works
Record the loan
Staff or agents add the customer and the loan.
Track repayments
Repayments are tracked against each loan's schedule.
Reconcile and report
Match bank payments, then export what you need.
Customers check in
Customers sign in to the portal with a one-time code sent by SMS.